Extraction and intelligence are often conflated. Extraction reproduces what the submission says. Intelligence tells the underwriter what the submission left out — and that difference is where loss ratio is won or lost.
| Document extraction | Submission intelligence (SnapLine) | |
|---|---|---|
| Question answered | “What did the broker send?” | “What is this risk?” |
| Declared values | Accepted as written | Benchmarked against modelled £/sq ft |
| Location hazards | Only if declared | Profiled automatically per location |
| Occupancy | Whatever the schedule claims | Vacancy indicators surfaced |
| Commercial impact | Expense ratio (hours saved) | Expense and loss ratio (risks priced right) |
Efficiency tools save hours. Intelligence changes outcomes: the under-declared value challenged before quote, the vacant building found before the claim, the flood exposure visible before the line is put down. Extraction is the floor; intelligence is the advantage.
Yes — intelligence is built on top of extraction. Every submission is extracted, validated and then enriched in one pipeline.
SnapLine’s own data sources, plus any risk data providers you already license — both feed the same per-location enrichment.
SnapLine vs Manual Processing · SnapLine vs Generic OCR · Submission Ingestion vs IDP
Three of your own submissions processed free — the fairest comparison is the one you run yourself.
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